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    NEW YORK, NY - MAY 05: Musician Taylor Swift attends the "Charles James: Beyond Fashion" Costume Institute Gala at the Metropolitan Museum of Art on May 5, 2014 in New York City.  (Photo by Mike Coppola/Getty Images)

    If you were planning on using a Taylor Swift-penned phrase on, say, a locket or a jewelry box, think again. Because you could be trying to shake off a legal bill.

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